We work hard to earn a monthly income and
spend it as per our requirements. In this earnings, we are suppose to save a little
for our future. These days the expenses
are crossing the limits and exceeding above the income. Necessities are also increasing and people
are into taking extra loans. If we can focus on the monthly expenses, we can
try to slowly curb those extra expenses. These are few tips which can help you
to save more:
Food, clothing and shelter are the basic
necessities and spending for it is a must for our healthy living.
Comforts differ basing on the age and
health issues. That too we can’t cut
Luxuries are the next point to be
considered. It can be reduced to an extent if we plan to save more for the
future.
Few
items like petrol bill, telephone bill and laundry bill are the ones I consider
to minimize by working on it more closely.
·
Petrol bill: Check how many two
wheeler and four wheeler are there in the house? Don’t
fill all vehicles full tank in the first day of the month. Take vehicles on
rotation basis and try to share it with one another. Try to go for carpooling
or use public transport for few days of the months.
·
Telephone bill: Many house hold
have multiple phones like landline and mobiles. Try to find the real necessity of
the number of phones. Check about their individual top up plans and see
any plans can be changed to suit to your utility. You can actually save a lot
by choosing a same operator to all your family.
·
Laundry bill: Laundry is a
tough job to do on your own. With many well designed washing machines and steam
irons in the market, this tough job can be done in a less messy way. With a little planning on the weekends,
washing, drying and ironing of the clothes for the next week can be done. This will
save you a reasonable sum. It depends mainly on your free time.
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